⁵ But whoever habitually keeps His word and obeys His precepts [and treasures His message in its entirety], in him the love of God has truly been perfected [it is completed and has reached maturity]. By this we know [for certain] that we are in Him:

¹⁸ There is no fear in love [dread does not exist]. But perfect (complete, full-grown) love drives out fear, because fear involves [the expectation of divine] punishment, so the one who is afraid [of God’s judgment] is not perfected in love [has not grown into a sufficient understanding of God’s love].