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10 Be willing to lend your brother anything, and do not go to his house to obtain his pledge against the loan. 11 Stand outside his house, and the man to whom you made the loan will bring the pledge out to you. 12 If a man is poor, you are not to keep his pledge overnight. 13 You are to return his pledge to him when the sun goes down so that he can sleep in his own garment and bless you. This is righteous to the Lord, your God.

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