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12 Both wisdom and money can keep you safe.
    But wisdom is better.
If you are wise, your knowledge can save your life.

13 Think about the things that God has done.
If God has bent something,
    nobody can make it straight again.
14 If your life is good, you should be happy.
    But if you have trouble, think about this:
God causes both joy and trouble in our lives.
    We do not know what will happen next.

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12 Wisdom is a shelter
    as money is a shelter,
but the advantage of knowledge is this:
    Wisdom preserves those who have it.

13 Consider what God has done:(A)

Who can straighten
    what he has made crooked?(B)
14 When times are good, be happy;
    but when times are bad, consider this:
God has made the one
    as well as the other.(C)
Therefore, no one can discover
    anything about their future.

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