²⁵ If you lend money to anyone among my people who is poor, you must not act like a moneylender. You must not charge him interest. ²⁶ If you take your neighbor’s outer garment as collateral, you must restore it to him before the sun goes down, ²⁷ for his garment is the only cover he has for his skin. What would he sleep in? Be assured that when he cries to me, I will hear, for I am gracious.