²⁵ “If you loan money to any of my people, that is, the poor among you, don’t be like a moneylender and charge them interest. ²⁶ You might take their cloak to make sure they pay the money back, but you must give that cloak back to them before sunset. ²⁷ That cloak might be their only protection against the cold when they lie down to sleep. If they call to me for help, I will listen because I am kind.