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25 “If you lend money to any of my people who are in need, do not charge interest as a money lender would. 26 If you take your neighbor’s cloak as security for a loan, you must return it before sunset. 27 This coat may be the only blanket your neighbor has. How can a person sleep without it? If you do not return it and your neighbor cries out to me for help, then I will hear, for I am merciful.

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