²⁵ “If you lend money to any of my people with you who is poor, you shall not be to him as a creditor. You shall not charge him interest. ²⁶ If you take your neighbor’s garment as collateral, you shall restore it to him before the sun goes down, ²⁷ for that is his only covering, it is his garment for his skin. What would he sleep in? It will happen, when he cries to me, that I will hear, for I am gracious.