Exodus 22:13-15

Amplified Bible, Classic Edition

¹³ If it be torn in pieces [by some wild beast or by accident], let him bring [the mangled carcass] for witness; he shall not make good what was torn.

¹⁴ And if a man borrows anything of his neighbor and it gets hurt or dies without its owner being with it, the borrower shall make full restitution.

¹⁵ But if the owner is with it [when the damage is done], the borrower shall not make it good. If it is a hired thing, the damage is included in its hire.