¹⁵ But if the owner is with the animal, the borrower will not have to pay. If the animal was hired, the money paid for the hire covers the loss.^(A)

²⁵ “If you lend money to one of my people among you who is needy, do not treat it like a business deal; charge no interest.^{(A) 26} If you take your neighbor’s cloak as a pledge,^(B) return it by sunset, ²⁷ because that cloak is the only covering your neighbor has. What else can they sleep in?^(C) When they cry out to me, I will hear, for I am compassionate.^(D)

¹⁵ Pay them their wages each day before sunset, because they are poor^(A) and are counting on it.^(B) Otherwise they may cry to the Lord against you, and you will be guilty of sin.^(C)

⁴ Look! The wages you failed to pay the workers^(A) who mowed your fields are crying out against you. The cries^(B) of the harvesters have reached the ears of the Lord Almighty.^(C)