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14 Without leadership a nation falls,
    but lots of good advice will save it.

15 Whoever guarantees to pay somebody else’s loan will suffer.
    It is safer to avoid such promises.

16 A kind woman gets respect,
    but cruel men get only wealth.

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14 For lack of guidance a nation falls,(A)
    but victory is won through many advisers.(B)

15 Whoever puts up security(C) for a stranger will surely suffer,
    but whoever refuses to shake hands in pledge is safe.(D)

16 A kindhearted woman gains honor,(E)
    but ruthless men gain only wealth.

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