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11 My son, how happy I will be if you turn out to be sensible! It will be a public honor to me.

12 A sensible man watches for problems ahead and prepares to meet them. The simpleton never looks and suffers the consequences.

13 The world’s poorest credit risk is the man who agrees to pay a stranger’s debts.

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11 Be wise, my son, and bring joy to my heart;(A)
    then I can answer anyone who treats me with contempt.(B)

12 The prudent see danger and take refuge,
    but the simple keep going and pay the penalty.(C)

13 Take the garment of one who puts up security for a stranger;
    hold it in pledge if it is done for an outsider.(D)

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