¹² 
If you are wise, you are wise for yourself [for your own benefit];
If you scoff [thoughtlessly ridicule and disdain], you alone will pay the penalty.

¹³ 
The foolish woman is restless and noisy;
She is naive and easily misled and thoughtless, and knows nothing at all [of eternal value].
¹⁴ 
She sits at the doorway of her house,
On a seat by the high and conspicuous places of the city,