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When people work, their pay is not regarded as a gift but something they have earned. However, when people don’t work but believe God, the one who approves ungodly people, their faith is regarded as the basis of God’s approval. David says the same thing about those who are blessed: God approves of people without their earning it. David said,

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Now to the one who works, wages are not credited as a gift(A) but as an obligation. However, to the one who does not work but trusts God who justifies the ungodly, their faith is credited as righteousness.(B) David says the same thing when he speaks of the blessedness of the one to whom God credits righteousness apart from works:

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