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Keep your word,
and be trustworthy in your dealings,
    and you will find what you need
    every time.
Many think of a loan as a windfall,
    and they have caused trouble
    for those who have helped them.
Until they receive the loan,
they will kiss the hands of those
who can help,
    and they will speak with deference
    about their neighbor’s money,
        but when it’s time for repayment,
        they will put it off,
        offer weak excuses,
        and say it is a bad time.

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